The wrong card costs hundreds. Find the one that pays.
Answer nine questions about your spending. We do the math on every card and show you the winner, in dollars, year one and every year after.
Four doors. One honest number.
Pick the thing you want the card to do. Each door runs the same math on all 33 cards we have verified by hand, and the ranking is never sold.
Everyday spending
$859 a yearAmerican Express Blue Cash PreferredStart or rebuild
Capital One Platinum SecuredFlights & hotels
$1,463 a yearAmerican Express GoldPay down a balance
Citi Diamond PreferredDollar figures are each door’s winner for the family in the proof below.
Your spending, every card, one winner.
- 01
Answer nine questions
About your spending: groceries, dining, gas, travel and the rest. Nothing about you is stored.
- 02
We run every card on it
Rates and caps, the bonus only if your spending reaches it, credits at what people really use, minus the fee.
- 03
You see the winner in dollars
Year one and every year after, with the receipt that shows every line of the math.
- 04
Nobody pays to move up
Rankings are math, never sold: cards are ordered by what they are worth to you.
- 33
cards in the deck, every term checked by hand
- 9
questions about your spending, about two minutes
- 0
rankings sold
Someone else’s answer, in full.
A family who spends $800 a month on groceries, $200 on dining, $250 on gas, $100 on travel, and $600 on everything else.
$43 ahead of American Express Gold in year one, mostly on groceries at 6x.