YOUR BEST STARTER CARD
Capital One Platinum Secured
Ranked by cost, how easily you get in, and how reliably they build real credit — not by rewards.
Yearly fee$0
Security depositFrom $49 · refundable
Credit checkYes
Path to a real cardAutomatic review for upgrade to unsecured at ~6 months
THE FULL HAND
- Capital One Platinum Securedthe winning hand
- Capital One Quicksilver SecuredFrom $200 deposit
- OpenSky Plus Secured VisaFrom $300 deposit
- Varo BelieveNo deposit required
- Chime Credit BuilderNo deposit required
- Self Visa Secured CardNo deposit required
Tap any card to see the full terms. These are the 6 cards we compare for this door — not the whole market.