0% Interest
American Express Blue Cash Everyday
Every rate below is the issuer’s own, verified August 31, 2026.
15Months at 0% on transfers
3%Transfer fee
60 daysTo transfer, from opening
Terms apply. See rates & fees on American Express. Rankings are pure math, never sold.
The rates
How it earns
Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.
Earn rates American Express Blue Cash Everyday
Groceries · up to $6,000 a year3x
Gas · up to $6,000 a year3x
Everything else1x
0% on purchases · 15 monthsintro
0% on balance transfers · 15 months, 3% feeintro
Deadline to transfer · within 60 days of opening the account60 days
Annual fee$0
Know before you apply
Plain facts
- Who gets approvedGood credit, around 670+. Typically ~good credit or better (estimate; Amex does not publish a score).
- A third 3% category is not countedAmex also pays 3% on U.S. online retail purchases, up to $6,000 a year. The questions do not ask about online shopping, so that money is real but invisible here, and the number above is a floor.
- The issuer’s terms governRates, fees and bonus conditions are set by American Express and change without notice. Confirm the current offer before you apply.
- Where these numbers came fromCollected by hand from American Express’s own published terms, last verified August 31, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 7 of the figures it watches here were still printed there.
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