Building Credit
Capital One Quicksilver Secured
What this card costs, and how easily you get in.
It has the clearest way out: pay on time, get your deposit back, move to the unsecured Quicksilver.
$0Yearly fee, all in
$200Deposit, refundable
YesHard credit check
Terms apply. See rates & fees on Capital One. Rankings are pure math, never sold.
The terms Capital One
Yearly fee$0
Security depositFrom $200 · refundable
Credit checkYes
Path to a real cardPay on time, earn your deposit back, upgrade to the unsecured Quicksilver
Know before you apply
Plain facts
- Who gets approvedFair credit / thin file. Built for rebuilding credit. Check your eligibility first with no score impact.
- The issuer’s terms governRates, fees and bonus conditions are set by Capital One and change without notice. Confirm the current offer before you apply.
- Where these numbers came fromCollected by hand from Capital One’s own published terms, last verified August 27, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 3 of the figures it watches here were still printed there.
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