Cash Back

Chase Freedom Flex

Every rate below is the issuer’s own, verified August 25, 2026.

$0Annual fee

$200Welcome bonus, conservatively

1xOn everything else

Terms apply. See rates & fees on Chase. Rankings are pure math, never sold.

The rates

How it earns

Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.

Earn rates Chase Freedom Flex

Dining3x

Jul–Sep · gas stations, transit, EV charging, live entertainment · up to $1,500, once activated5x

Oct–Dec · not yet announced · up to $1,500, once activated · counted at 1x until it maps to your spending5x

Jan–Mar · not yet announced · up to $1,500, once activated · counted at 1x until it maps to your spending5x

Apr–Jun · not yet announced · up to $1,500, once activated · counted at 1x until it maps to your spending5x

Everything else1x

Welcome bonus · $200 cash back after $500 spend in 3 months$200

Annual fee$0

Know before you apply

Who gets approvedGood credit, around 670+. Typically ~good credit or better (estimate; issuer does not publish a score).
The issuer’s terms governRates, fees and bonus conditions are set by Chase and change without notice. Confirm the current offer before you apply.
Where these numbers came fromCollected by hand from Chase’s own published terms, last verified August 25, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 9 of the figures it watches here were still printed there.

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