Cash Back
Chase Freedom Unlimited
Every rate below is the issuer’s own, verified August 27, 2026.
$0Annual fee
$200Welcome bonus, conservatively
1.5xOn everything else
Terms apply. See rates & fees on Chase. Rankings are pure math, never sold.
The rates
How it earns
Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.
Earn rates Chase Freedom Unlimited
Dining3x
Everything else1.5x
Welcome bonus · $200 cash back after $500 spend in 3 months$200
Annual fee$0
Know before you apply
Plain facts
- Who gets approvedGood credit, around 670+. Typically ~good credit or better (estimate; issuer does not publish a score).
- The issuer’s terms governRates, fees and bonus conditions are set by Chase and change without notice. Confirm the current offer before you apply.
- Where these numbers came fromCollected by hand from Chase’s own published terms, last verified August 27, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 7 of the figures it watches here were still printed there.
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