Cash Back

Costco Anywhere Visa by Citi

Every rate below is the issuer’s own, verified August 26, 2026.

$0Annual fee

NoneWelcome bonus

1xOn everything else

Terms apply. See rates & fees on Citi. Rankings are pure math, never sold.

The rates

How it earns

Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.

Earn rates Costco Anywhere Visa by Citi

Gas · up to $7,000 a year4x

Dining3x

Travel3x

Everything else1x

Annual fee$0

Know before you apply

Who gets approvedGood credit, around 670+. Typically ~good credit or better (estimate; issuer does not publish a score).
Gas at Costco pays more than we countCostco's own pumps pay 5%; every other eligible gas and EV charging purchase pays 4%, on the first $7,000 a year, then 1%. We count 4%, because we cannot know which pumps you use.
The 2% at Costco is not in this numberPurchases at Costco and Costco.com pay 2%, and the questions have no line for them, so the number above is a floor.
It needs a paid Costco membershipYou have to be a member to apply — $65 Gold Star or $130 Executive at Costco's own prices. We note it rather than charging it against the card.
Rewards arrive once a yearCash back comes as a single annual certificate after your February statement, redeemable for cash or merchandise at U.S. Costco warehouses — not monthly statement credits.
The issuer’s terms governRates, fees and bonus conditions are set by Citi and change without notice. Confirm the current offer before you apply.
Where these numbers came fromCollected by hand from Citi’s own published terms, last verified August 26, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 6 of the figures it watches here were still printed there.

Compare it against the rest