0% Interest
Citi Diamond Preferred
Every rate below is the issuer’s own, verified August 31, 2026.
21Months at 0% on transfers
3%Transfer fee
120 daysTo transfer, from opening
Terms apply. See rates & fees on Citi. Rankings are pure math, never sold.
The rates
How it earns
Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.
Earn rates Citi Diamond Preferred
Everything else0x
0% on purchases · 12 monthsintro
0% on balance transfers · 21 months, 3% feeintro
Deadline to transfer · within 120 days of opening the account120 days
Annual fee$0
Know before you apply
Plain facts
- Who gets approvedGood credit, around 670+. Typically ~good credit or better (estimate; issuer does not publish a score).
- Citi shows two versions of this offerOur numbers are Citi's 3% intro transfer fee version (12 months on purchases, 21 on transfers), behind the View on Citi button. Some Citi pages serve this same card with a 5% fee and no intro discount. Before you apply, check that the pricing details on the page you landed on match these numbers.
- The issuer’s terms governRates, fees and bonus conditions are set by Citi and change without notice. Confirm the current offer before you apply.
- Where these numbers came fromCollected by hand from Citi’s own published terms, last verified August 31, 2026.
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