Building Credit
Self Visa Secured Card
What this card costs, and how easily you get in.
$0 the first year, then $25, with no set upgrade path — the same job as the cards above it, at a higher price.
−$25Yearly fee, all in
$100Deposit, refundable
NoHard credit check
Terms apply. See rates & fees on Self. Rankings are pure math, never sold.
The terms Self
Yearly fee$25
Security depositFrom $100 · refundable
Credit checkNo hard check
Path to a real cardNo set path yet
Know before you apply
Plain facts
- Who gets approvedNo credit check. No hard credit check. $100 refundable deposit; $0 fee the first year, then $25 a year.
- The issuer’s terms governRates, fees and bonus conditions are set by Self and change without notice. Confirm the current offer before you apply.
- Where these numbers came fromCollected by hand from Self’s own published terms, last verified August 27, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 2 of the figures it watches here were still printed there.
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