0% Interest · You save, over the 0% window

$1,233 saved with Citi Diamond Preferred

Citi Diamond Preferred

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Your link opens the same result for anyone. Nothing about you is stored.

Your receiptover the window
Interest avoided · 21 months at 0%+$1,383
Transfer fee · 3%−$150
Your net savings$1,233
The full hand

6 cards, one winner.

Same numbers, every card, one figure each. The order is the math, nothing else.

CardSaved · 0% window
  1. Rank 1.
    Citi Diamond Preferred
    the winning hand
    $1,233
  2. Rank 2, tied.
    Wells Fargo Reflect
    21 months at 0%
    $1,133
  3. Rank 2, tied.
    U.S. Bank Shield Visa
    21 months at 0%
    $1,133
  4. Rank 2, tied.
    BankAmericard
    21 months at 0%
    $1,133
  5. Rank 5.
    Citi Simplicity
    18 mo · $650 still owed after
    $1,138
  6. Rank 6.
    American Express Blue Cash Everyday
    6 mo · $3,650 still owed after
    $404

Ordered by whether your balance clears inside the 0% window first, then by dollars saved — so a card that leaves a balance behind can show a bigger number and still rank lower. Open any card for its full math. These are the 6 cards we compare for this door, not the whole market.

Know before you apply

Plain facts

  • The transfer fee is already in the numberEvery card charges 3–5% to move a balance. That cost is subtracted before the saving is shown.
  • A balance that outlives the window costs youWhen the 0% months run out, the card’s regular rate applies to whatever is left. The sublabel on each row says how much that is.
  • These are estimatesBuilt from your three numbers and each card’s published terms. Verify the card’s terms before applying.
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Another door?

Same honest math, different goal.

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