Building Credit
OpenSky Plus Secured Visa
What this card costs, and how easily you get in.
No credit check and no yearly fee makes it the easiest door in. There is no named upgrade program, so you move on by applying elsewhere.
$0Yearly fee, all in
$300Deposit, refundable
NoHard credit check
Terms apply. See rates & fees on OpenSky. Rankings are pure math, never sold.
The terms OpenSky
Yearly fee$0
Security depositFrom $300 · refundable
Credit checkNo hard check
Path to a real cardNo set path yet
Know before you apply
Plain facts
- Who gets approvedNo credit check. No credit check to apply. Approval doesn't hinge on your score.
- The issuer’s terms governRates, fees and bonus conditions are set by OpenSky and change without notice. Confirm the current offer before you apply.
- Where these numbers came fromCollected by hand from OpenSky’s own published terms, last verified August 27, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 2 of the figures it watches here were still printed there.
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