Travel

Capital One VentureOne

Every rate below is the issuer’s own, verified August 26, 2026.

$0Annual fee

$200Welcome bonus, conservatively

1.25xOn everything else

Terms apply. See rates & fees on Capital One. Rankings are pure math, never sold.

The rates

How it earns

Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.

Earn rates Capital One VentureOne

Everything else1.25x

Welcome bonus · 20,000 miles ≈ $200 after $500 spend in 3 months$200

Annual fee$0

Know before you apply

Who gets approvedExcellent credit, around 740+. Capital One lists this card at excellent credit. A separate VentureOne for Good Credit exists — it is not this card.
5x through Capital One Travel is not countedHotels, vacation rentals and rental cars booked through Capital One Travel earn 5 miles a dollar. That is a booking channel, not a category the questions can see, so the number above is a floor.
0% for 15 months, purchases and transfersThen 18.49%–28.49% variable. A balance transfer fee applies — Capital One publishes the percentage in the card's own application disclosure.
Miles do not expireRewards last for the life of the account.
The issuer’s terms governRates, fees and bonus conditions are set by Capital One and change without notice. Confirm the current offer before you apply.
Where these numbers came fromCollected by hand from Capital One’s own published terms, last verified August 26, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 3 of the figures it watches here were still printed there.

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