Travel
Citi Strata Premier
Every rate below is the issuer’s own, verified August 31, 2026.
−$95Annual fee
$600Welcome bonus, conservatively
1xOn everything else
Terms apply. See rates & fees on Citi. Rankings are pure math, never sold.
The rates
How it earns
Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.
Earn rates Citi Strata Premier
Travel3x
Dining3x
Groceries3x
Gas3x
Everything else1x
Welcome bonus · 60,000 points ≈ $600 after $4,000 spend in 3 months$600
Annual fee−$95
Know before you apply
Plain facts
- Who gets approvedGood credit, around 670+. Typically ~good credit or better (estimate; issuer does not publish a score). Citi pays no bonus if you've had a new-card bonus in this card's family in the past 48 months — its terms state the exact rule.
- The issuer’s terms governRates, fees and bonus conditions are set by Citi and change without notice. Confirm the current offer before you apply.
- Where these numbers came fromCollected by hand from Citi’s own published terms, last verified August 31, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 5 of the figures it watches here were still printed there.
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