Travel

Chase Sapphire Preferred

Every rate below is the issuer’s own, verified August 27, 2026.

−$95Annual fee

$937Welcome bonus, conservatively

1xOn everything else

Terms apply. See rates & fees on Chase. Rankings are pure math, never sold.

The rates

How it earns

Every rate here is the issuer’s published number. Points are valued conservatively, in cash-equivalent dollars.

Earn rates Chase Sapphire Preferred

Dining3x

Travel2x

Everything else1x

Welcome bonus · 75,000 points after $5,000 spend in 3 months$937

Annual fee−$95

Know before you apply

Who gets approvedGood credit, around 670+. Typically wants good-to-excellent credit history (estimate; issuer does not publish a score).
5x through Chase Travel is not countedTravel booked through Chase Travel earns 5 points a dollar. That is a booking channel, not a category the questions can see, so the number above is a floor.
Streaming and online groceries are not countedChase pays 3 points a dollar on top streaming services and on online grocery orders. Online groceries are part of a category, not the whole of one, so counting them here would overstate what most people would actually earn.
A gas rate we have seen but not confirmedChase's page shows 3 points a dollar on gas, EV charging and vacation homes, marked new. We could only read that on one page, and we do not raise a card's value on a single reading. The number above leaves it out until we can check it twice.
The issuer’s terms governRates, fees and bonus conditions are set by Chase and change without notice. Confirm the current offer before you apply.
Where these numbers came fromCollected by hand from Chase’s own published terms, last verified August 27, 2026. An automatic check re-reads that page every day. On September 4, 2026 all 10 of the figures it watches here were still printed there.

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